Business Services

In today's fast-paced business environment, Bank Michigan provides you with tools you need to help you manage your cash resources more effectively.

Quick and Simple Payment Service

This service allows people who owe you money the option of making their payment via the internet. We will accept the payment from either the payer's checking or savings account and deposit the money into your account. Consumers may visit Bank Michigan's website and make a payment to you, or you may add a link for the Quick and Simple Payment Service to your own website.

Remote Deposit Capture

Remote Deposit Capture allows you to deposit checks without leaving your desk. Simply scan the checks with a machine we provide, and your deposit is electronically transmitted to your account. It's convenient, safe and secure.

Quick Drop Courier

We realize you have better things to do with your day than running back and forth to the bank. With our Quick Drop Mobile Courier service, we'll save you time and money by allowing our experienced and reliable couriers to pick up your deposits and drop off your coin orders.

Serving Lenawee, Washtenaw, Hillsdale, and Jackson Counties transactions include:

  • Deposits
  • Change Orders
  • Payments

All couriers fully bonded. Scheduled visits at your convenience. Receipts provided for all transactions.

Employee Payroll Direct Deposit Service

With Employee Payroll Direct Deposit Service, your employees can have their payroll earnings deposited into their choice of accounts and/or financial institutions automatically. This service has many options and features that provide your company with the best system to meet your needs. We can provide you with all forms, brochures and documentation needed to begin your payroll direct deposit program. Your business can electronically transmit payroll direct deposit transactions to us 24 hours a day.

Pre-Authorized Bill Payments

The Pre-Authorized Bill Payment Service provides the convenience of collecting consumer payments automatically each billing cycle. Your customers can have their bills paid automatically by authorizing you to withdraw the amount owed on each payment due date from their personal checking account. You may see a reduction in the number of past due accounts and NSF checks.

Merchant Payment Solutions

Accepting Credit Cards Increases Profits...enabling customers to make spur of the moment buying decisions increases sales.

With all the options and service levels available, determining the appropriate processing solution for your business will save time, effort and, most importantly, money. We provide customized solutions to fit your individualized needs.

Card Processing
Access to a complete credit & debit card processing solution for retail, mail order/ telephone order, internet, non-profit, government— whatever your business type. Everything needed to process cards is included.

Virtual Terminal
This terminal can process both credit cards & ACH payments. It works to provide a secure, reliable, & cost-effective system for authorizing and managing payment transactions over the internet.

Mobile Payments
Provides the ability to securely process payments utilizing an existing merchant account and the convenience of a mobile device.

Gift & Loyalty Cards
A turnkey Gift and Loyalty Card program including custom four-color printing and multiple program types to provide merchants with the ultimate in flexibility.

Check Services
The guaranteed check conversion program allowing merchants to process checks as easily and safely as credit cards.

Electronic Invoice Presentment
Provides municipalities with an effective and simple method for delivering statements to their residents, including a convenient way for residents to pay and track bills.

Medical Payment Accelerator/Payment Portal
Web-based product designed to calculate, process & collect patient's payments quickly & cost- effectively.

  • Out of pocket expenses
  • Secure payment info
  • Schedule payments
  • Automate recurring plans

Donate Now
Allows nonprofits to initiate online fundraising programs quickly and easily by accepting one time & recurring donations, membership dues and event registrations.

Customers using this service, in need of technical assistance, please call 800-487-5577.