24 Hour Convenience

We understand that you want access to your financial information when it’s convenient for you. That’s why we have multiple ways you can get what you need, fast!

Telephone Banking

  • 1-888-280-8912
  • Automated system that “speaks” your account information to you.
  • Allows for Funds Transfers, Making a Loan Payment, Account Inquiries, PIN Changes and much more.
  • First time users will need your DOB, SSN and Acct #’s; on your first attempt you will be prompted to provide this information 3 times to validate your identity.

Online Banking & Bill Pay

Online Banking & Bill Pay

Secure, convenient access to your accounts – more »
Online Banking gives you the convenience and flexibility to manage your finances any time day or night in a secure environment.

With Online Banking, you can:

  • View your account balances and detailed transaction history.
  • Transfer money between accounts.
  • Save time and money paying bills online.

Pay your bills online and save yourself the hassle – more »
Discover the ease and convenience of paying bills over the Internet. Cut down on the amount of paper in your life, and save time and money from writing checks, stuffing envelopes and buying stamps.

With the Online Bill Pay service, you can:

  • Send payments to anyone in the United States - large businesses, such as your phone company, small businesses, or a friend - anyone you would normally pay by a paper check.
  • Set up recurring, occasional, or one-time payments. With just a few clicks, you can schedule a payment to pay at a future date, or you can schedule a recurring payment - an auto or insurance payment for example - to be paid on the same day for the same amount every month and never have to worry about it again!
  • Receive bills electronically from leading merchants.

Secure access to your accounts, 24 hours a day, 7 days a week – more »
When it comes to your money, security is the number one issue. With high-end firewalls and exclusive encryption software, it's like having a bank vault available anytime, anywhere!

Sign up for Internet Banking and Bill Payment today! – more »

  • It's so easy to apply, and there's no software to install on your computer.
  • If you already have an account with us, click here to enroll now.
  • If you're not an account holder already, contact us to open up an account today!

Personal Finance Manager

Personal Finance Manager is a service that lets our customers consolidate and track their financial information on line from internet banking. This aids and assists in organizing and managing ones financial picture using money management tools. PFM is a dashboard view of financial items – depicting all of a customers financial relationships in one secure place.

Money Management Made Easy:

  • Link outside accounts
  • Create budgets
  • Track spending
  • Manage Debt
  • And much more…

Mobile Banking

Mobile Banking via web browser or downloaded application on your smart phone helps you manage your deposit and loan accounts without having to be at a computer or in a branch:

  • Get account balances
  • View recent transaction history
  • Transfer funds between accounts
  • Pay bills
  • Find ATMs and branches
  • FAQ’s

Notify Me Alerts sends text or email notifications to you to let you know your account status, check and deposit clearing, if balances rise or fall below established threshholds and security information.

Text Banking allows you to view account activity via texting short codes for even quicker access to account information. For example, texting “B” will reply with your current account balance.

ATM/Debit Cards

Our ATM/Debit Cards provides you access to your funds from your checking, savings and/or HSA account via Point of Sale transactions (PIN based transactions) and via Credit transactions (signature based transactions) at all retailers that accept Mastercard. In addition, our ATM/Debit Cards can be used free of charge at over 50,000 ATMs worldwide. Visit to find a free ATM in your area. Contact us today to obtain an application to order your debit card, or 517-592-3205.

Due to Bank Michigan taking extra steps to protect our customers financial information, we have implemented security measures to take into consideration when traveling. When traveling outside of MI, IN, or OH, customers will want to contact us beforehand in the event of using their Debit Card as a pinless or signature based transaction over $99.00.

Quick & Simple Payments

Quick & Simple Payments provides your customers the ability to make one-time payments directly from their deposit account to your business deposit account through a secure online service that is located on our site and/or through a link on your site. To make a Quick & Simple payment to an Bank Michigan business account, click here.

Contact your Bank Michigan Representative for enrollment information

SecurLock Equip

SecureLOCK Equip. The power to protect your cards is in your hands!
Available on the App Store
Android App on Google Play